Quick disbursals with
minimal documentation
Get your instant personal loan in 15 minutes by following just 4 easy steps.
Personal Loan up to ₹2.5 Lakh
Flexible loan amounts tailored to your needs.
For Salaried Professionals Only
Pay interest only for the period that you borrow.
Simple Documentation & Quick Processing
Flexible loan amounts tailored to your needs.
Minimum Monthly Salary: ₹50,000
Pay interest only for the period that you borrow.
Get a Personal Loan for Your Financial Needs
Apply with the smooth application process and get a personal loan of up to 2.5 lakh, which is free from collateral and hidden charges. With CashPey, you can manage your financial planning because we facilitate personal loans for all those purposes related to household needs. You can borrow for managing cash for any family event, travel expenses, home renovation, and many more. Select your loan amount and EMI plan, which is up to 24 months. Select the repayment date as per your salary date, so that you can repay the amount with ease without any delay. If you have already planned for a personal loan, click apply now and proceed with the lending application.
Ensure the Beneficial Features of a Personal Loan
Longer Tenure
Get a personal loan with a longer tenure, which is up to 24 months and make your repayment easy.
Higher Loan Amount
The higher loan amount is beneficial for managing cash. It can be used for multiple purposes.
Flexible repayment in EMI
Repay in EMI and manage the repayment of the loan with ease. Split the amount into EMI
Hassle-free application
Apply with ease as the loan application process is simple and it is always available, i.e., 24X7.
Easy Approval
Your loan application is easily approved, especially depending on your eligibility.
No-Collateral
Apply without collateral because the personal loan application is approved after verifying your income.
Eligibility Criteria for Personal Loan
Check your eligibility criteria before proceeding with the loan application, because unless you have all the eligibility criteria, you can’t get the approval. The personal loan eligibility criteria can vary based on multiple factors such as loan amount, tenure, and many more. The primary factors affecting your eligibility criteria are income, credit score, nationality, and others.
Age
It must be at least 21years old while applying. And up to 60 years old while closing the loan, i.e., with the last EMI.
Income
At least 40000/ month. But the loan amount will always determine the minimum salary.
Credit score
Above 650 is required.
Documents
Aadhaar, PAN, last 3 months’ salary slip, bank statement of last 6 months, residential certificate like rent agreement, utility bill, or other. Employee ID, etc. For more details, the executive will connect if required.
Nationality
Indian
Employment
The customer applying for a loan must have a job in any private firm or government organisation. And, the employment must be at least six months with the current employer.
Steps to Apply Now for the Personal Loan
Personal Loan EMI Calculator
Use the personal loan EMI calculator where you can enter the loan amount, interest rate and selected tenure. Once you enter all these, you will get the details like the overall loan amount, interest, and EMI.
FAQs
