Steps of Personal Loan Application

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Easily apply
online

Select your loan amount according to your eligibility, and choose the EMI options for flexible repayment.

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Get the document verification

Get the document verification as per your convenience and get the approval for the loan amount.

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Receive the amount with approval

With the document verification and approval for the loan amount, you will receive the amount directly into your account.

About CashPey

CashPey is the name of trust and reliability in digital lending, where borrowing becomes easy, smooth, and simple because of an advanced lending mechanism, ensured approval for a higher loan amount and flexibility in repayment, especially with multiple EMI options. It’s the platform where you can get the approval for a higher loan amount as a long-term personal loan. For any household needs where you want to manage the cash with a hassle-free loan application, you can choose us for a reliable and transparent personal loan.

Cashpey Services

Personal Loan

Quick, Flexible & Hassle-Free Loans

Get the financial support you need with our easy and reliable personal loans. Whether it’s for medical expenses, education, home renovation, travel, or debt consolidation, we provide fast approvals, flexible repayment options, and competitive interest rates. Apply today and achieve your goals without financial stress.

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Health Insurance

Protect Your Health, Secure Your Future

Get peace of mind with our comprehensive health insurance plans. We provide coverage for medical emergencies, hospitalization, doctor consultations, and preventive care—ensuring you and your family are financially protected when it matters most. With flexible options and affordable premiums, safeguarding your health has never been easier.

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Mutual Fund

Grow Your Wealth with Smarter Investments

Secure your financial future with our expert-guided mutual fund solutions. Whether you are a first-time investor or looking to diversify your portfolio, we offer plans that match your goals—be it wealth creation, retirement planning, or children’s education. With professional fund management, risk diversification, and flexible investment options, building long-term wealth has never been easier.

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Flexible
Tenure

Get a personal loan with a flexible tenure, where you can choose the repayment as per your
convenience.

Higher amount with EMI

The personal loan with a higher amount is available with multiple EMI options, which makes your repayment easier.

Competitive Interest

Borrow with a competitive interest rate depending on your creditworthiness and enjoy the minimised repayment amount.

No Hidden Charges

No hidden charges are imposed at all. We always emphasise transparency and always reveal all the applicable charges.

Frequently asked general questions

Can I get a personal loan with EMI options?

Yes, you can borrow with the EMI option. The tenure starts from 6 months, and you can get the approval for up to 24 months. The tenure for a personal loan depends on your salary and loan amount as well.

The personal loan application is approved after checking all the documents, especially the Aadhaar, PAN, Salary slip, bank statement, and others. Once your documents are approved, you can get the disbursal easily.

Starting from 25000 per month, you can get a personal loan compared to your salary because lenders always decide and approve the personal loan based on your salary. The loan amount is decided after checking your salary only.

If your CIBIL score is low and you want to apply for a personal loan, you can apply based on your Income only. In such cases, you must know that you must not have any recent defaults.

Have more question ? Contact Us

Customer Feedbacks

Indeed, the personal loan application is fast because I got the loan approved in a few hours.

Girija Sharma

Managing cash with a longer tenure helped me a lot, and Cashpey helped me get a personal loan.

Bharat Mital

With the fast and reliable services, I would always like to recommend cash pay for the personal loan.

Lalit

Naman Commodities Private Limited | Registered Under RBI B-05.03944

Important*- As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, Cashpey which is affiliates to Naman Commodities Private Limited provides loans to all eligible customers, where we accomplish our lending services through our website and CRM.